Sep 30, 2025 · If charitable giving is part of your financial plan, a qualified charitable distribution (QCD) can further your philanthropic goals and help reduce the tax hit from your RMD.

Starting at age 70½, a QCD is a direct transfer of money from your IRA provider, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the …

4 days ago · For retirees facing Required Minimum Distributions (RMDs), the Qualified Charitable Distribution (QCD) isn't just a "definition"— it can be one of the most powerful tax planning tools in …

Jan 4, 2025 · A Qualified Charitable Distribution (QCD) is a financial tool used in charitable giving. It allows individuals aged 70½ and older to donate directly from their IRAs.

Dec 15, 2025 · Qualified Charitable Distribution (QCD) is a financial planning strategy that offers the dual benefit of supporting causes you care about while reducing your taxable income.

Jan 8, 2026 · A Qualified Charitable Distribution (QCD) is a direct transfer of funds from an individual retirement account (IRA) to a qualified charitable organization. Available to individuals aged 70½ or …

A qualified charitable distribution (QCD) allows individuals who meet a certain criteria to donate to one or more charities they care about directly from a taxable IRA instead of taking their required minimum …

Jan 12, 2026 · Qualified Charitable Distributions (QCDs) For tax year 2026, the per-taxpayer limit for Qualified Charitable Distributions (QCDs) has been increased for inflation to $111,000, up from …

A QCD must be a pure gift. Even something minor like a dinner, event tickets, a museum membership, or a tote bag causes the entire transfer to no longer qualify as a QCD. It becomes a taxable IRA …

Apr 5, 2024 · A QCD is the direct transfer of assets from your IRA to a qualifying charity that counts toward annual RMDs. Since QCDs reduce taxable income, less income will be subject to your …