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  1. Find a Branch or ATM Near You | F&M Bank

    Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

  2. F&M Bank | Personal, Business & Agricultural Banking Services

    Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

  3. Archbold Main Office | F&M Bank

    F&M's main bank in Archbold offers a variety of products. Check out the location hours and services to get the most of your banking experience.

  4. Personal Banking | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

  5. Contact Us, Find a Location, Your Local Community Bank

    Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

  6. Personal Banking | F&M Bank

    Dec 16, 2025 · F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

  7. Online Banking | F&M Bank

    Need to see if that check cleared or mobile deposit went through? Or transfer funds from your saving account to checking? Bank online and simplify your life.

  8. Urbana Office | F&M Bank

    Office w/ ATM Urbana Office 120 N Main St Urbana, OH 43078 937.653.1700

  9. History of Farmers & Merchants State Bank | F&M Bank

    Since 1897, F&M Bank has grown from one Ohio bank branch to 35 full-service local bank locations, nearly 400 employees and over $3 billion in assets.

  10. Mobile Banking | F&M Bank

    F&M Bank offers a mobile banking app and mobile deposit for checking and savings accounts, as well as auto, mortgage and personal loans.