Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

3 days ago · F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

Need to see if that check cleared or mobile deposit went through? Or transfer funds from your saving account to checking? Bank online and simplify your life.

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Since 1897, F&M Bank has grown from one Ohio bank branch to 35 full-service local bank locations, nearly 400 employees and over $3 billion in assets.

F&M Bank offers a mobile banking app and mobile deposit for checking and savings accounts, as well as auto, mortgage and personal loans.

F&M's bank in Napoleon offers a variety of products. Check out the location hours and services to get the most of your banking experience.