Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Mortgage rates are the interest rates charged on home loans. When mortgage rates are lower, borrowers pay less money in interest over the course of their home loan. These rates can be significantly ...

As conventional mortgage rates edge higher, a growing number of current homeowners are seeking relief through Federal Housing Administration financing to trim monthly costs. The move is gaining pace ...

The residential mortgage as we know it today is less than a century old. In fact, until the Federal Housing Administration (FHA) was established in 1934, only one in 10 Americans even owned a home.