Overview: AI in financial services uses machine learning and automation to analyze data in real time, improving speed, accuracy, and decision-making across bank ...

Overview: AI-powered credit scoring uses advanced data analysis and machine learning to assess borrower risk more accurately than traditional models.Modern loan ...

Having spent over 2 decades in banking and financial services, I have seen how financial models evolve, but never at the speed seen today. AI is reshaping credit risk assessment, offering a more ...

Researchers from BI Norwegian Business School and NHH Norwegian School of Economics have developed a new behavioral ...

MFIs rely on standardized interest rate systems that treat borrowers uniformly, regardless of the individual likelihood of ...

New research indicates AI and ML are revolutionizing Indian credit decisions, boosting financial inclusion and improving loan portfolios. Lenders report higher approval rates, reduced bad debt, and ...

How AI, privacy-preserving computation, and explainable models quietly strengthen payments, protect data, and bridge traditional finance with crypto systems.

Machine learning models delivered the strongest performance across nearly all evaluation metrics. CHAID and CART provided the highest and most stable sensitivity, accuracy and discriminatory power, ...

IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride ...